Your car insurance coverage typically applies to any driver listed on your policy, which is why it’s important to list all drivers in your household on your policy.
Your policy may offer some protection for licensed drivers not listed on your policy who you occasionally let drive your car, such as:
- Extended family (visiting grandparent(s), parent(s), aunt/uncle(s), niece/nephew(s)).
- Friends (sharing shifts on a road trip, borrowing while your own car is broken down).
- Boyfriend/girlfriend (who doesn’t live with you).
Check with your insurance representative to learn more about who needs to be included and who is covered on your policy.